The contribution rate of an accident depends mostly on the selected services. So you can include support for total disability as well as for hospital stays resulting set of an accident. Determine your contribution to accident insurance by itself is a bit much to bear in mind that there are generally different accident insurance rates.
For this configuration allows a kind of insurance benefits. You can set how many people you want to protect with an accident insurance policy or specify the exact amount of the individual areas. The online calculator is based on these criteria and provides you with the right products at different contribution rates.
Accident insurance with premium refund contributions to reduce
The market exists, the accident insurance with premium refund at the refund of a portion of provider payments made by you in the form of premium refunds. So you can repeat a portion of your costs if you have an accident. However, the repayments of benefits in such contracts are often relatively low – similar to health insurance. This is because the insurance company saves money, if they must release any benefits for the accident.
In the best case, the accident insurance, however, retains 100 percent of your contributions and does not need to spend this. Price and performance often decide on the choice of an accident. However, contributions should be only secondary and not in the foreground. More important is a comprehensive coverage.
Do not pay too much, but you also do not give to relevant services. If you have private insurance, you should also include all eventualities – like disability or accident resulting in death, so that your survivors would be powered by an accident insurance policy. In this case, also attacks the so-called earnings limit. Accident insurance and contribution rate in that case not exceed the statutory maximum price for an accident insurance policy. On the other hand, there are already many providers that generate even a small price a comprehensive service portfolio.